Q: Who are you and where are you located?
A: We are a Panamanian Mortgage Brokerage firm
located in Panama City, Republic of Panama. Through our recommended
law firm, we also offer various complimentary services such
as title search services, real estate transaction processing
(buy/sell contracts, title transfers, etc.), immigration services,
bank/brokerage/merchant account introductions, mail forwarding
services, web-hosting services, and escrow services. Our attorneys
are registered agents in the Panama Public Registry. We are
located in Panama City, Panama and our physical address and
PO box is listed at the bottom of the website.
Q: Why are your prices so low?
A: We are efficient! We process a large volume
of mortgage applications every month, therefore, we have established
a very well trained staff and have put together a very organized
and efficient system for processing mortgage applications
that enable us to capitalize on economies of scale.
Q: How can I trust your service, can you
A: We are a reputable firm and a long time provider
in the industry. If you would like, we can provide you client
references or professional correspondent references.
Q: Do I need to come to Panama to finalize
A: Most of the initial Panama mortgage applications
and documentation processing is done through email, fax and
courier. However, to finalize any Panama mortgage transaction,
our recommended banks or private financing sources require
that you physically appear at their offices. Panama is a beautiful
country to visit and we encourage you to visit, even if it
is only to process your mortgage. Once we have all of the
documentation in order, we will notify you so that you can
plan your trip to Panama. Once you have the exact dates established
for your trip to Panama, our staff will schedule an itinerary
for you to meet with our attorneys at our offices, and then
our staff will escort you to the financial institution to
finalize the mortgage loan process.
Q: How long does the mortgage process take
before I get my loan?
A: The time frame for each type of loan varies
depending on the circumstances. A typical mortgage loan can
take anywhere from two weeks to two months depending on who
you are, where you are from and the complexity of the transaction.
Please read through the detailed description of the mortgage
type that you wish to apply for.
Q: The mortgage application instructions
say that I need to “authenticate” certain documents,
such as my bank reference letters, through the Panamanian
Consulate. How do I do that?
A: Simply download the list of Panamanian
Consulate Offices , and contact the consulate of your choice.
Inform the consulate of the documents that you wish to authenticate,
and request a quote including the cost to courier the documents
to Panama, and be sure to ask what name to make the payment
check payable to. Once you receive the quote from the consulate,
then mail or courier the documents to the consulate office
along with the check for payment to the consulate, and a letter
instructing the consulate to authenticate the documents and
to forward the documents to our offices in Panama via Courier
(FedEx, DHL, UPS, etc.). Our office address is: Panama Mortgage
Brokers, Ave. Ricardo J. Alfaro, Sun Tower, 1st Floor, Office
# 39, Panama City, Rep. Of Panama, Tel: 507.236.8303.